HUNTER HOME MORTGAGE
Aaron Hunter is a Mortgage Loan Originator who works to find a loan program that fits your situation, from Conventional, FHA, VA, USDA, and Jumbo options — with the kind of plain-spoken guidance every buyer deserves.
These calculators use the figures you enter to give you a starting estimate — they're a planning tool, not a quote, pre-qualification, or commitment to lend.
Estimates are for illustration only and use the rate and figures you enter — they are not an offer of credit, a quote, a pre-qualification, or a commitment to lend, and do not include mortgage insurance that may apply. Contact Aaron for an accurate, personalized quote based on your full financial picture.
This is a simplified comparison based only on the figures entered (principal, interest, and estimated appreciation) — it excludes taxes, insurance, maintenance, and closing costs, which affect the real cost of owning. Not a quote or financial advice. Ask Aaron for a fuller picture.
Break-even is the point where accumulated monthly savings offset closing costs, based only on the figures entered. Actual refinance terms, costs, and savings vary. This is not a quote or a commitment to lend — ask Aaron to run your real numbers.
Edge Home Finance, LLC is licensed in 49 states and the District of Columbia. Edge Home Finance, LLC does not arrange, solicit, or originate mortgage loans for real property located in the State of New York.
Every buyer's situation is different — so the right loan program shouldn't be one-size-fits-all. Hover through the options below.
Flexible terms for buyers with steady credit, often with a range of down-payment options depending on the loan.
Government-backed guidelines that can make qualifying more attainable for first-time and repeat buyers alike.
Built for eligible veterans, service members, and military families, with benefits unique to VA-backed financing.
Designed for eligible rural and suburban properties, with financing structured to support qualifying buyers.
For loan amounts above conventional limits, with underwriting tailored to higher-value purchases.
Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), the U.S. Department of Agriculture (USDA), or any other government agency. Program availability and qualification requirements vary; ask Aaron which program fits your situation.
Getting into a home isn't always just about the loan type. These two options open doors for buyers who need a little more flexibility.
Many first-time homebuyers qualify for down payment and closing cost assistance through state, local, employer, or nonprofit programs. Aaron can help identify programs you may be eligible for and coordinate them alongside your loan, so saving a large down payment isn't the only path to a home.
Down payment assistance programs are administered by separate state, local, employer, or nonprofit agencies — not by Edge Home Finance, LLC. Availability, eligibility, and funding vary by location and program and are not guaranteed.Building instead of buying? Aaron works with buyers financing new construction — whether you're purchasing directly from a builder or coordinating a lot-and-build project — structuring financing around your build timeline and draw schedule.
New construction financing options, terms, and builder requirements vary by lender, program, and project. Ask Aaron which structure fits your build.Homeownership isn't a one-time transaction. Aaron works with current homeowners on refinancing, tapping equity, and reverse mortgage options, too.
Lower your rate, shorten your term, switch loan types, or do a cash-out refinance to fund renovations or consolidate debt — refinancing can reshape your mortgage to fit where you are now.
Refinancing may involve closing costs and could extend the length of your loan. Ask Aaron whether refinancing makes sense for your situation.Put the equity you've built to work with a home equity loan or line of credit, for renovations, education costs, or other major expenses, without giving up your first mortgage.
Home equity products use your home as collateral. Terms, availability, and combined loan-to-value limits vary by lender and program.Homeowners age 62 and older may qualify for a reverse mortgage, including an FHA-insured Home Equity Conversion Mortgage (HECM), to access home equity while continuing to live in and own their home.
Reverse mortgage borrowers must continue to pay property taxes, homeowners insurance, and maintenance costs, and must occupy the home as a primary residence. HUD-approved counseling is required before applying. Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of HUD, FHA, or any other government agency.Every file moves through the same six stages. Knowing what's ahead makes the process a lot less stressful.
Share income, asset, and ID documents to start your file.
An independent appraiser confirms the home's value.
Your file is reviewed in full against the loan program's guidelines.
Any remaining conditions are identified and cleared.
Final sign-off — your closing is scheduled.
Sign your documents and get the keys to your home.
A five-step path for first-time buyers who want their first home to be the start of something — not just a purchase.
We start with a clear-eyed look at what you can comfortably afford, not just what you technically qualify for.
Conventional, FHA, VA, USDA, or Jumbo — you'll know why one program fits your situation better than another.
You work directly with Aaron, not a call center — someone who knows your file and answers the phone.
Once terms are set, you'll see them in writing, in full, with nothing buried in fine print.
Closing day is day one of building equity — and Aaron stays reachable long after you get the keys.
Aaron Hunter is a Licensed Loan Officer based in Rockford, MN, working with buyers throughout the western Twin Cities suburbs and the greater Minneapolis–St. Paul metro, offering Conventional, FHA, VA, USDA, and Jumbo loan programs. Mortgage broker services are offered through Edge Home Finance, LLC — Aaron works on your behalf to compare options across Edge's wholesale lender network rather than offering financing from a single source.
Before moving into real estate in 2023, Aaron spent more than 20 years building and leading teams in business — work that taught him how to manage risk, stay calm under pressure, and earn people's trust during high-stakes decisions. He brings that same discipline to every mortgage file as a licensed Mortgage Loan Originator through Edge Home Finance, LLC.
Whether you're buying your first home or your fifth, Aaron's approach is the same: explain it clearly, answer the phone, and treat your file like it matters — because it does.
Edge Home Finance, LLC is a mortgage broker, not a direct lender or creditor. That means Aaron shops your loan across multiple wholesale lenders rather than offering financing from one balance sheet.
Aaron lives and works in Rockford, MN, and is a familiar face to buyers in the surrounding western suburbs — Buffalo, Delano, Montrose, Waverly, Watertown, St. Michael, Albertville, and Monticello — as well as Minneapolis, St. Paul, and the greater Twin Cities metro. Edge Home Finance, LLC is licensed in 49 states and the District of Columbia, and does not arrange, solicit, or originate mortgage loans for real property located in the State of New York.
Every buyer deserves a fair shot at homeownership, regardless of race, color, religion, sex, national origin, familial status, or disability.
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No. Edge Home Finance, LLC is a licensed mortgage broker, not a direct lender or creditor. Edge Home Finance, LLC (NMLS #891464) works with multiple wholesale lenders on your behalf. Aaron Hunter is a Mortgage Loan Originator, NMLS #2665639, licensed through Edge Home Finance, LLC.
Conventional, FHA, VA, USDA, and Jumbo loan programs, matched to your goals, property, and qualifications. Ask Aaron which one fits your situation.
Yes. Aaron lives and works in Rockford, MN, and regularly helps buyers in Rockford and the surrounding western suburbs — Buffalo, Delano, Montrose, Waverly, Watertown, St. Michael, Albertville, and Monticello.
Yes. Aaron is based in Rockford, MN, and works with buyers throughout Minneapolis, St. Paul, and the greater Twin Cities metro — including Bloomington, Eden Prairie, Minnetonka, Edina, Maple Grove, Woodbury, Plymouth, and St. Louis Park — as well as buyers elsewhere in Minnesota.
Yes. Edge Home Finance, LLC is licensed in 49 states and the District of Columbia. Edge Home Finance, LLC does not arrange, solicit, or originate mortgage loans for real property located in the State of New York.
BUILD is Aaron's five-step framework for first-time buyers: Budget with clarity, Understand your options, get Individualized guidance, Lock in your plan, and get your Dream home, delivered — with a plan to build equity from day one.
They're government-backed loan types, but Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the VA, FHA, HUD, USDA, or any other government agency.
Yes. Aaron can help identify state, local, employer, or nonprofit down payment and closing cost assistance programs you may be eligible for and coordinate them alongside your loan. These programs are administered by separate agencies, and eligibility and availability vary by location.
Yes. Aaron works with buyers financing new construction, whether purchasing from a builder or coordinating a lot-and-build project, and structures financing around your build timeline. Options and requirements vary by lender and project.
Yes. Aaron works with homeowners on rate-and-term refinancing and cash-out refinancing to fund renovations or consolidate debt. Refinancing may involve closing costs and could extend your loan term — Aaron can walk through whether it makes sense for you.
Yes. Aaron can help homeowners access a home equity loan or home equity line of credit, using the equity in their home for renovations, education costs, or other major expenses.
Yes. Homeowners age 62 and older may qualify for a reverse mortgage, including an FHA-insured Home Equity Conversion Mortgage (HECM). Borrowers must continue paying property taxes, insurance, and maintenance, and must occupy the home as a primary residence. HUD-approved counseling is required before applying, and Edge Home Finance, LLC is not affiliated with or acting on behalf of HUD, FHA, or any government agency.
Prefer to talk it through first? Aaron answers his own phone. Or start your application online any time.